What is humm?

In simple terms, humm is an easy alternative to paying with cash or credit card and allows you to pay in monthly instalments.

humm allows you to spread out the cost of your treatment at Thérapie Fertility. It’s that simple!
Applications can all be done online (please ensure that you are not using Internet Explorer). If you are approved for finance with humm, you can use this approval for any treatment at Thérapie Fertility.

*Interest rates and fees are dependent on your plan.

To be eligible for humm you must meet the following criteria:

Be at least 18 years of age
Provide proof of PPS number & address
Be an Irish citizen or permanent resident of Ireland
Earn a minimum taxable income of €1,000 per month
Have a current credit/debit card and a photo ID
Have a good credit history

Approved Healthcare Provider

At Thérapie Fertility we are proud to be approved by all three major healthcare providers including, Vhi, Irish Life Health and Laya Healthcare. Before commencing treatment it’s important to check your level of cover as many policies will cover the cost of fertility testing. Along with the free nurse consultation that we offer at Thérapie Fertility, and the most affordable pricing in Ireland, this is great news for any holders of health insurance, to get them on the right road to the right treatment for them.

Vhi Healthcare

We are proud to be a Vhi Approved Fertility Centre. Vhi policyholders can now access a wide range of fertility benefits at Thérapie Fertility, from fertility assessments to IVF or fertility preservation, depending on their level of cover. Vhi operates on a direct settlement basis, meaning that you will only need to pay the balance of your treatment at Thérapie Fertility, and Vhi will take care of the rest.

If you wish to join Vhi and avail of these benefits, the usual waiting periods apply. Always check your Table of Benefits and Terms and Conditions for details of your cover. 

Irish Life Health

Thérapie Fertility are happy to be an Irish Life Health Approved Fertility Centre. Irish Life policyholders can now access a wide range of fertility benefits at Thérapie Fertility, from fertility assessments to IVF or fertility preservation, depending on their level of cover.

If you wish to join Irish Life Health and avail of these benefits, the usual waiting periods apply. Always check your Table of Benefits and Terms and Conditions for details of your cover.

Laya Healthcare

At Thérapie Fertility, we are a Laya Approved Fertility Centre. Laya policyholders can now access a wide range of fertility benefits at Thérapie Fertility, from fertility assessments to IVF or fertility preservation, depending on their level of cover.

If you wish to join Laya Health and avail of these benefits, the usual waiting periods apply. Always check your Table of Benefits and Terms and Conditions for details of your cover.

Ireland's Highest Rated Fertility Clinic

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Christina McGuinness
February 12, 2026

Thérapie fertility were so patient-centered with my husband and I from the beginning. In an extremely difficult and emotional situation all of the nurses and doctors were always kind, took an interest in our relationship and our son - remembering his name. It was the little things that made us aware that we were in good hands. Everything was at our pace and the staff were incredibly patient in answering our questions - Especially the ones we had already asked five times previously! Thank you to nurse Lisa in Galway, Dr. Megat, Dr. Kennedy and all of the incredible staff for supporting us every step of the way and for making our dream of expanding our family a reality. There will never be any words to thank you alol enough!

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Danielle
February 9, 2026

I cannot thank the team at Thérapie Fertility Clinic in Carrickmines enough for the exceptional care, support, and professionalism I have received throughout my fertility journey. From the very first appointment, every interaction has been handled with compassion, expertise, and genuine kindness. The clinic’s atmosphere is welcoming, supportive, and reassuring — a place where you truly feel listened to and cared for. The entire team go above and beyond to answer questions, explain procedures clearly, and provide reassurance during what can be an emotionally challenging time. I am incredibly grateful to say that I am now pregnant, and I truly believe the care, guidance, and support I received from this clinic played a huge part in getting me to this point. Even before scans, the reassurance and confidence they gave me has meant everything. A special mention must go to Emily in the Belfast clinic. Her kindness, professionalism, and calming manner made such a difference to my experience. She took the time to explain everything clearly and offered genuine, compassionate support when it was most needed. I would highly recommend Thérapie Fertility Clinic to anyone beginning or continuing their fertility journey. The care, empathy, and dedication shown by the teams in both Carrickmines and Belfast have been outstanding, and I will always be thankful for the role they played in helping us reach this milestone. Danielle & Patrick

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Kirsten Mccalmont
January 10, 2026

From our first consultation in July, Thérapie Fertility Clinic made us feel valued and cared for. As first-time patients we were nervous but we never once felt like we were just another number or there for money. Everything was explained clearly step by step the process was affordable and the team were amazing. We are now 24 weeks pregnant and will always be grateful for the care and support we received.

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Bethany Ferguson
December 30, 2025

Sitting here with our 3 week old Thérapie baby, we cannot recommend Thérapie Fertility highly enough. From the very first contact we have felt like we’ve known the team forever. Every procedure & process was explained thoroughly. We have been treated with respect, dignity & empathy, never felt like ‘just a number’. The team are honest & realistic with the expectations & outcomes. They reassured us when we had anxieties about anything throughout our journey. There are no silly questions & the patient portal is a fantastic tool for communicating. We have already put some friends onto Thérapie as they look to start their journey.

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ekaterine chakvetadze
December 25, 2025

Good environment and high-quality service.

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Elizabeth Robinson
December 16, 2025

From the very start when we reached out for some advice to today holding our baby girl, the staff at Therapie have been amazing! Whether it was after our 1st, 2nd or even 3rd cycle, through the good times n not so good times there was always someone at the end of the phone or email to talk things through with you. The first appt answered so many questions we had and from there on really helped us understand the whole progress more. Couldn't recommend them enough and have done to many of my friends and work colleagues.

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Art Ber
December 10, 2025

Big thanks from Ariana and ofcourse from happy Mama and Daddy for great experience to all staff members of fertility clinic carrickmines from reception up to top !!!

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Laura B
November 19, 2025

We cannot speak highly enough of the exceptional care we received from everyone at Therapie Fertility. We first visited for fertility testing and chose to continue our journey with them through IUI and eventually IVF. Every appointment was met with a warm, friendly welcome, and over time we got to know all the nurses and Dr. Kennedy so well. Communication through the patient portal was clear and convenient, which made the process even smoother. We were incredibly fortunate to achieve success and now have a beautiful baby boy. We’ve already recommended Therapie Fertility to friends on similar journeys. Thank you so much for everything!

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